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Identify the correct formula below used to calculate the debt ratio.
American Psychological Association
A leading scientific and professional organization representing psychology in the United States, dedicated to advancing the creation, communication, and application of psychological knowledge to benefit society and improve people's lives.
Deceived
Misled or lied to, resulting in being made to believe something that is not true.
Informed Consent
A process ensuring that a participant is fully aware of all aspects of a procedure, including potential risks and benefits, before agreeing to participate.
Confidentiality
The practice of maintaining the privacy of information shared by or about an individual, typically in a professional setting.
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