Examlex
Provide a short answer to each of these questions. Be sure to fully explain your answer.
-Discuss some of the challenges that technology presents to society.
Deposits
Funds placed into an account at a banking institution for safekeeping and possible interest accrual.
Reserves
Reserves refer to funds or other assets that banks or financial institutions hold to meet unexpected demands or regulatory requirements.
Required Reserve Ratio
A regulation set by central banks determining the minimum amount of reserves that banks must hold against deposits, affecting money supply.
Excess Reserves
The reserves that banks hold over and above the legal requirement; these are not loaned out and do not earn interest for the bank.
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