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The new social contract is driven by globalization and the worldwide economic recession.
Cashier's Check
A check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier.
Service Fee
A charge added to a customer's bill for the provision of a service, which might cover operational costs or service delivery.
Forges
The act of creating counterfeit copies of documents, art, or other items with the intent to deceive; also refers to workshops equipped with a forge for metalworking.
Effective
Producing the intended or desired result.
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