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The ratio that measures the percentage of financing from creditors is the:
Universal
Universal describes principles, concepts, or elements that are applicable to all situations without variation or exceptions.
Romanian Orphanages
Institutions in Romania known for their harsh conditions and the psychosocial deprivation suffered by children in the late 20th century.
Adopted
The term for an individual who has been legally taken care of by someone other than their biological parent(s), creating a new, permanent family bond.
Intelligence Tests
Tests created to evaluate human cognitive skills and intelligence levels in a uniform manner.
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