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Three factors explain the risk structure of interest rates
Passive Solar System
A design approach that utilizes the sun's energy for the heating and cooling of living spaces by exposure to the sun.
Earth Tubes
Underground pipes used to tap into the thermal stability of the earth for heating, cooling, and ventilating buildings, utilizing passive geothermal energy.
Warm Weather
Conditions characterized by higher temperatures, often leading to changes in ecosystems, human behavior, and the spread of diseases.
Coniferous Trees
A category of trees that have needle-like leaves and bear cones, commonly found in cooler areas and known for their wood and resin products.
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