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The amount of deposits that banks must hold in reserve is
Genes
The basic physical and functional units of heredity, made up of DNA, that dictate biological traits and characteristics.
Sperm Cell
A male reproductive cell designed to fertilize an egg cell, contributing half of the genetic material to the offspring.
By-products
Materials produced as a residual or secondary product during the manufacturing process or chemical reactions.
Nicotine
A stimulant and addictive substance found in tobacco, which affects the nervous system when consumed.
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