Which of the Following Insurance Practices Attempts to Minimize the Adverse

question 39

Multiple Choice

Which of the following insurance practices attempts to minimize the adverse selection problem insurance companies face?

• A) Prevention of fraud.
• B) Risk-based premiums.
• C) Restrictive provisions.
• D) Deductibles.

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Definitions:

Cytoskeleton

A complex network of interlinking filaments and tubules that extend throughout the cytoplasm in cells, providing structure and facilitating movement.

Structural Components

The physical parts or elements that make up an object, system, or organism, providing it with stability and form.

Microfilaments

Small, rod-like structures present in the cytoplasm of all eukaryotic cells, composed mainly of the protein actin, and involved in various forms of cell movement and in the maintenance of the cell's shape.

Rodlike Structures

Any elongated, cylindrical shapes or components found in biological organisms or cells, often referring to the physical structure of certain proteins or cellular organelles.