Which of the Following Statements Is NOT True

question 28

Multiple Choice

Which of the following statements is NOT true?

• A)Credit bureaus may not report information more than one year old.
• B)A creditor may not use receipt of public assistance as a factor in determining creditworthiness.
• C) If there is a billing dispute, creditors may not take adverse action until the dispute is resolved.
• D) Bill collectors may not call debtors at odd hours.

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Definitions:

The Law

A system of rules that are created and enforced through social or governmental institutions to regulate behavior.

Social Relationships

Connections or associations between two or more individuals, characterized by a level of emotional, social, or professional interaction.

Postconventional Moral Reasoning

A level of moral reasoning that recognizes the complexity of ethical decision-making and values principles above conformity to societal norms.

Individual Rights

Fundamental entitlements and freedoms guaranteed to every person, typically upheld by law.