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More water is evaporated from the oceans than is returned to the oceans by precipitation.
Defined Contribution Plans
Retirement savings plans where the amount contributed to an employee's account is defined, but the payout at retirement depends on the account's investment performance.
Defined Benefit Plans
A retirement plan where employee benefits are calculated using a formula that considers factors such as salary history and duration of employment.
Deferred Profit-sharing Plans
A type of retirement plan in which employees receive a share of the company's profits at a future date, typically upon retirement.
Contributory Benefits
Benefits, typically related to pension or insurance, that require contributions from both the employee and the employer.
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