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How would someone who did not follow mainstream, White American culture have previously been treated by psychologists?
Market Rate
The prevailing interest rate available in the marketplace for investments or loans of a similar risk and maturity profile.
Par Value
The face value of a bond or stock, assigned at the time of issuance, representing the minimum amount the security can be sold for.
Semiannual Interest
Interest that is calculated and paid twice a year, often used in the context of bonds and loans.
Present Value
The valuation in today's terms of a sum of money expected in the future or regular cash flows, using a predetermined rate of return.
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