Which of the Following Statements About Health Insurance Is True

question 9

Multiple Choice

Which of the following statements about health insurance is true?

• A) Group health insurance policies typically do not cover outpatient services and preventive care.
• B) A health maintenance organization (HMO) is generally more expensive than a preferred provider organization (PPO).
• C) Employees with health insurance typically must pay a co-pay for office visits to the doctor and for prescriptions drugs.
• D) With a health maintenance organization (HMO), employees must stay with a network of providers or face higher out-of-pocket expenses in the event of a claim.

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Definitions:

Retrieval Cue

A trigger or stimulus that aids the recall of information from memory.

Long-Term Memory

The phase of memory responsible for the storage of information over extended periods, potentially as long as a lifetime.

Retention Interval

The period between learning or experiencing something and retrieving the memory of that event.

Semantic Information

Information related to the meanings of words or signs and their underlying concepts, not just the symbols themselves.