Examlex
Give meanings for the following terms.
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Fair Credit Reporting Act
A federal law that regulates the collection, dissemination, and use of consumer credit information.
Credit Agency's Report
A document provided by a credit reporting agency that contains a person or organization's credit history and current credit status.
Consumer
An individual who purchases goods or services for personal use, rather than for manufacturing or resale purposes.
Unwise Purchases
Decisions to buy goods or services that reflect poor judgment or impracticality, often leading to regret.
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