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Roth Retirement Plan
A retirement plan allowing individuals to contribute after-tax dollars, with tax-free withdrawals in retirement.
Hedge Labor Income
Strategies or financial instruments used to protect an individual's future income from employment against uncertainty or potential losses.
Risk Averse
A descriptive term for investors or individuals who prefer lower risk or uncertainties, often choosing investments with smaller potential returns to avoid losing money.
Retirement Savings Plan
A retirement savings plan is a financial arrangement designed to replace employment income upon retirement, which can include various types of accounts like 401(k)s and IRAs.
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