Examlex
Which of the following types of e-commerce involves businesses selling goods and services directly to individuals via the Internet?
APR Loans
The Annual Percentage Rate of a loan encompasses the yearly interest rate plus any additional fees, representing the actual cost of borrowing.
EAR
Effective Annual Rate; the actual interest rate an investor or borrower receives or pays after compounding interest is taken into account over a year.
Actual Rate
The interest rate that is actually earned or paid on an investment, loan, or other financial product.
Interest
The cost of borrowing money, typically expressed as a percentage of the amount borrowed.
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