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The most universally understood way of expressing emotion is through
Debtor
An individual or entity that owes money or is under financial obligation to another, typically as a result of borrowing funds or purchasing goods/services on credit.
Collateral
Assets that are offered to secure a loan or other credit and that can be seized by the lender if the loan is unpaid.
Secured Parties
Creditors who have the right to seize collateral if a debtor fails to fulfill their obligation under a secured agreement.
Unsecured Creditors
Creditors who have extended credit without the protection of collateral, making their claims on a debtor’s assets secondary to those of secured creditors.
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