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We encode implicit memories by means of
Interest
A charge for borrowed money, generally a percentage of the amount borrowed, paid by the borrower to the lender over a set period.
Borrower's Payment
The amount of money a borrower is required to pay back to a lender, often on a regular schedule, including both principal and interest.
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return, used in discounting to assess investment opportunities.
Number of Periods
A figure representing the count of time intervals, such as months or years, in various financial calculations.
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