If You Were Assigned the Task of Constructing a Cladogram

question 33

Multiple Choice

If you were assigned the task of constructing a cladogram representing the evolutionary relationship between amphibians, turtles, lizards, snakes, crocodiles, birds, and mammals, what feature could you use as the shared derived trait?

• A) presence of a beak
• B) presence of hair
• C) give birth to live young
• D) four limbs
• E) production of milk to nourish their young

---

Definitions:

Default Rate

The percentage of borrowers who fail to make payments on their debts or loans as agreed, leading to a default status.

Moody's "Aaa"

The highest credit rating given by Moody's Investors Service, denoting the lowest risk of default for bonds and other fixed-income securities.

Default Rate

The percentage of borrowers who fail to remain current on their loans or credit agreements, indicating the level of credit risk associated with a loan portfolio.

Operating Activities

Business activities directly related to the production and delivery of goods and services, forming the primary revenue-producing activities of an entity.