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What are transcription factors?
Retail Customers
Individuals who purchase goods and services for personal use from retailers, as opposed to wholesale customers.
Financing Charge
Interest or fees paid by a borrower for the use of credit or the extension of existing credit.
Interest Revenue
Income earned from investments, loans, or other interest-bearing assets.
Estimated Bad Debts
Anticipated amounts that customers will not pay the company, typically recorded as an expense.
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