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The database management system (DBMS) can be used to set up a security system involving user accounts, passwords, permissions, and limits for processing the database.
Effective Rate
A comprehensive interest rate that represents the full cost of borrowing or the full return on investment, including compounding.
Monthly Rate
A set interest or cost expressed as a monthly percentage or fee.
Loan Payment Schedule
A detailed plan listing individual payment amounts and dates throughout the term of a loan, showing both principal and interest components.
Amortized Loan
a loan in which the principal and interest are paid down over time through fixed monthly payments.
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