Because We Tend to Identify with the Individuals We Are

question 51

Multiple Choice

Because we tend to identify with the individuals we are rating, we sometimes rate them higher than we actually believe them to be. This concept is called:

• A) generosity error.
• B) interrater reliability.
• C) criterion referenced rating.
• D) the halo effect.

---

Definitions:

Nonsecured Debt

A type of debt that is not backed by collateral, meaning the lender does not have a claim on any specific asset of the borrower if the debt is unpaid.

Bankruptcy Action

A legal proceeding involving a person or business that is unable to repay outstanding debts.

Instructional Videos

Recorded visual materials intended to teach or demonstrate specific tasks, processes, or concepts.

Printed Documentation

Physical documents that have been printed on paper, serving as references or records.