Examlex
Discuss the use of technology by people with intellectual disabilities.
Market Interest Rate
The prevailing rate at which interest is offered on deposits or loans in the financial markets for a particular term and risk profile.
Effective Interest Rate
An adjusted interest rate that accurately reflects the cost of borrowing including fees and compounding.
Stated Rate
The annual interest rate declared on a loan or investment, not accounting for compounding or additional fees.
Effective Interest Method
A method used in accounting to allocate the interest income or expense over the relevant period, adjusting for the impact of discount or premium on the purchase of bonds.
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