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Calculate the monthly payment on a $200,000 mortgage if payment is made at the beginning of each month and the annual interest rate is 4.25 percent for 15 years.
Racially Categorized Groups
Collections of people distinguished by physical or genetic traits, often subjected to social segregations and differing social treatments based on these categorizations.
Social Practices
The routines, habits, traditions, and norms that characterize the everyday activities within a particular culture or society.
Racism
Prejudice, discrimination, or antagonism directed against someone of a different race based on the belief that one's own race is superior.
Juvenile Justice Systems
The segment of the legal system designed to handle youth offenders, focusing on rehabilitation over punishment.
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