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Prior to making a credit decision we should always check the applicant's
Adolescence
The transitional stage from childhood to adulthood, typically characterized by physical, psychological, and social changes.
Rebellion
An act of resistance or defiance against established authority or conventional norms, often seen during adolescence.
Delinquency
Illegal or antisocial behaviors typically committed by minors, ranging from minor infringements to serious crimes.
Long-term Prospects
Future opportunities or potential, typically considered over an extended period, suggesting stability or growth.
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