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Viruses and bacteria are:
Negotiable Instrument
A written document guaranteeing the payment of a specific amount of money, either on demand or at a set time, with the payee’s name on it.
Negotiate
The process of discussing something with another party to reach a mutually agreeable decision or deal.
Nonnegotiable
Refers to instruments or documents that cannot be transferred or assigned from one party to another by endorsement or delivery, limiting their exchangeability.
Additional Terms
Supplementary conditions or provisions added to a contract that were not mentioned in the original agreement but are negotiated before finalization.
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