Which of the Following Is Not a Constraint on Deposit

question 76

Multiple Choice

Which of the following is not a constraint on deposit creation?

• A)The reserve requirement increases.
• B)Businesses and consumers stop using and accepting checks or debit cards.
• C)Banks become less willing to lend money to businesses and consumers.
• D)The interest rate falls,making borrowing less costly for businesses and consumers.

---

Definitions:

Prenatal Development

The process of growth and development within the womb, where a single-cell zygote (the result of fertilization) becomes an embryo, then a fetus, and undergoes various developmental stages before birth.

Zygote

The initial cell formed when a sperm cell fertilizes an egg cell, representing the earliest stage of embryonic development.

Primitive Brain

Refers to the brain structures involved in basic survival functions, often equated with the brainstem and limbic system.

Conception

The process of a sperm fertilizing an ovum, leading to the formation of a zygote and the beginning of pregnancy.