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When the relationship between two variables changes,
Principal Debtor
The primary individual or entity legally obligated to repay a debt or loan.
Capacity
In legal context, it refers to the ability of an individual to understand the nature and effects of one's actions, including the ability to make contracts or execute wills.
Unsecured Credit
refers to credit extended without any collateral backing, based solely on the borrower's creditworthiness and promise to repay.
Foreclosure
The legal process by which a lender takes possession of a property used as collateral for a loan due to failure of the borrower to meet the repayment terms.
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