Which of the two products shown below would be expected to be the major product and why? 
Definitions:
Simple Interest
An interest calculation method where the interest charge is based on the original principal amount of a loan or deposit and does not accumulate or compound.
Annum
A term referring to a year, often used in financial contexts to describe periods of time related to investments or contracts.
Variable Interest Rate
An interest rate that can fluctuate over time based on underlying benchmarks or indexes.
Accrued Interest
Interest that has been incurred but not yet paid, typically referring to the interest accumulating on a bond or loan between payment periods.
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