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What best describes the relationship between I and II shown below?
Fractional Reserve Banking
A banking system where banks hold a fraction of deposits as reserves and use the rest for lending purposes.
Total Deposits
The sum of all money deposited in a bank by its customers.
Total Reserves
The sum of a bank's deposits held in reserve at a central bank plus its cash on hand, used to satisfy demand for withdrawals or to meet regulatory requirements.
Interstate Banking
The practice or system allowing banks to operate branches and offer services in more than one state, previously restricted in the U.S.
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