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Once an insurer has accepted a risk, and an event occurs that gives rise to a claim, the insurer has a duty to investigate to determine the facts.
Baker's Yeast
A single-celled fungus used in baking and fermenting alcoholic beverages, known for its ability to convert sugars into carbon dioxide and alcohol.
Infects Trees
The process by which pathogens such as bacteria, viruses, or fungi invade and cause diseases in tree species.
Fungal Hyphae
The long, branching filamentous structure of a fungus, which collectively forms the mycelium.
Mycorrhiza
A symbiotic association between a fungus and the roots of a vascular plant, enhancing nutrient absorption.
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