Even If a Customer's Negligence Substantially Contributes to a Forgery

question 39

True/False

Even if a customer's negligence substantially contributes to a forgery of the drawer's signature on a check, the bank is obliged to re-credit the customer's account for the amount of the check.

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Definitions:

Sugar Pills

Placebo tablets made of sugar and other inert substances, used in clinical trials to test the effectiveness of medications.

Placebo Effects

Positive changes in a patient's condition after receiving a treatment with no therapeutic effect, attributed to the individual's belief in the treatment's efficacy.

Physical Disorders

Medical conditions primarily affecting the body's structure or function, not primarily due to mental health issues.

Psychological Disorders

Mental disorders or illnesses that affect an individual's thinking, feeling, mood, or behavior, and can be chronic or episodic in nature.