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On Some Occasions, Attributing Students' Failures to Lack of Effort

question 56

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On some occasions, attributing students' failures to lack of effort is quite appropriate. On other occasions, attributions to effort can backfire and be counterproductive. Which one of the following alternatives is the most accurate description of how attributions to effort can sometimes have adverse effects?


Definitions:

Nominal Rate

The Nominal Rate is the interest rate stated on a loan or financial product, not taking into account inflation or other factors that could affect the real value of the interest.

Premium

An amount paid in excess of a standard price or value, often related to insurance policies, bonds above par, or quality products.

Annual Amortization

The process of spreading out a loan or intangible asset cost over a specific period of time for accounting and tax purposes.

Interest Expense

The cost incurred by an entity for borrowed funds over a specified period of time.

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