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Low-Risk Individuals
People who are considered to have a lower probability of experiencing adverse events or making claims, often used in the context of insurance underwriting and premium setting.
Co-payments
Fixed amounts paid by an insured person for receiving specific health care services, with the insurance covering the remainder of the costs.
Secure Neighborhood
A residential area with enhanced security measures and protocols to protect its inhabitants.
Less Secure Neighborhood
An area characterized by higher risk of crimes or adverse events, affecting residents' sense of safety.
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