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Females are more prone to UTIs because:
Banking System
The network of banks and financial institutions that provide banking services, including deposits, loans, and currency exchange.
Required Reserve Ratio
The minimum percentage of deposits that a bank must hold in reserve and not lend out.
Excess Reserves
Funds that banks hold over and above the required reserve ratio set by the central bank, often earning interest.
Checkable Deposits
Bank accounts from which individuals can deposit and withdraw money using checks, ATM transactions, and electronic payments.
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