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Modern Humans entered Europe about 35, 000 years ago.
Screen
To evaluate or assess something or someone in order to make a decision, often used in contexts like employment, investment, or healthcare.
Expected Loss
The anticipated amount of loss in an investment or insurance scenario, calculated by considering the probability and magnitude of possible losses.
Secure Neighborhood
A residential area that is well-guarded or designed with safety measures to protect residents and property.
Expected Loss
The anticipated amount of loss a party faces in a financial transaction or investment, calculated based on probable scenarios.
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