What is the major organic product for the following reaction? 
Definitions:
Effective Rate
The interest rate on a loan or financial product, restated from the nominal rate as an annual rate accounting for compound interest.
Interest Charged
The cost of borrowing money, calculated as a percentage of the principal amount on a loan or credit.
Semiannual Compounding
Interest calculation method where the interest is added to the principal twice a year, leading to compound interest growth.
Effective Rate
The equivalent annual interest rate when compounding at intervals different from annually. It reflects the total amount of interest paid or earned over a year.
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