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By the time of the Civil War, the U.S. banking system operated
Hydrograph
A chart that illustrates the change in discharge rate over time at a particular location in a river, or any other flow-carrying channel or conduit.
Increases
The act or process of becoming larger or greater in size, amount, number, or degree.
Susceptible to Erosion
A condition describing materials or landscapes that are easily worn away or removed by the action of water, wind, ice, or human activities.
Bedrock
Solid rock underlying loose deposits such as soil or alluvium.
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