Examlex
An umbrella policy is an inexpensive policy that provides financial protection only in the event of clearly defined major catastrophes such as hurricanes or earthquakes-events which are referred to in the insurance industry as "rainy days."
Coercive Paraphilia
Sexual behavior involving victimization and causing harm to others.
Klismaphilia
A sexual pleasure derived from receiving enemas.
Urophilia
A sexual fetish focused on urine or urination practices, where individuals may derive pleasure from watching, smelling, or being urinated upon.
Domination and Submission
A form of sexual expression or lifestyle where participants engage in roles of dominance and submission, often involving power exchange and consensual control.
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