A Benefit of Using Credit Cards Is That They

question 215

Multiple Choice

A benefit of using credit cards is that they

• A) have lower interest rates than other forms of credit.
• B) provide a record that makes it possible to keep track of purchases easily.
• C) help consumers be more disciplined when it comes to spending decisions.
• D) allow the consumer to spread out payments and reduce overall costs.

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Definitions:

Intellectual Characteristic

A trait or feature relating to the intellect, such as analytical thinking, creativity, or knowledgeability.

Experience of Flow

A state of deep focus and immersion in activities, where individuals lose sense of time and self-awareness.

Rapid Succession

Occurring in a quick and consecutive manner, often with minimal intervals in between.