Marianne Has Just Graduated from College and as Part of Her

question 148

Multiple Choice

Marianne has just graduated from college and as part of her orientation in her new job she must choose the type of health insurance plan she would like.She is new to the area and really wants to budget carefully as she would like to buy a new home as soon as she saves up enough money.She considers herself a healthy young person of 22.Which of the following pieces of advice is the most sensible for her to follow in choosing an insurance plan?

• A)The HMO is the ideal plan for Marianne.It offers a full range of health care benefits at a reasonable price.While she cannot choose her doctor,there is a large list of local doctors to choose from.
• B)Because Marianne wants to get a home and she is basically healthy,she should just rely on workers' compensation and save her money.
• C)Life insurance is far more important to Marianne than health insurance.
• D)The more expensive PPO is the only safe bet since under that plan Marianne will be able to choose the doctor she wants to see.