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All negotiable instruments must be payable to order or to bearer.
Biological Needs
Basic requirements for human survival, such as air, food, drink, shelter, warmth, sex, sleep, and the excretion of waste.
Northern England
A region in England characterized by its distinct cultural, historical, and geographical features, including major cities like Manchester and Leeds.
West Africa
A region in Africa that includes countries on the Atlantic coast, known for its diverse cultures, languages, and histories.
Deprivation
A lack or denial of something considered to be a necessity, leading to adverse effects on physical or psychological well-being.
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