John Writes a Check,making It Payable to Jane Smith

question 90

Multiple Choice

John writes a check,making it payable to Jane Smith.Before Jane indorses the check,Ralph steals it,forges Jane's indorsement,and cashes it at the local grocery store.John's bank charges this check against John's account.John learns of the forgery and complains.Who is ultimately liable for this loss,assuming Ralph cannot be found?

• A) John
• B) Jane
• C) Ralph
• D) John's bank
• E) The grocery store

---

Definitions:

Personality Psychologist

A professional who studies and assesses individual behaviors, traits, and patterns that constitute personality.

Adolescence

A developmental phase following childhood, characterized by significant physical, psychological, and social changes, leading to adult maturity.

Inherited Predispositions

Genetic tendencies or traits that influence behavior, personality, and physical attributes.

Biological Approach

An approach in psychology focusing on genetic, neurological, and physiological explanations for behavior and mental processes.