Bob Is Twenty-Five Years Old and Has a Forty-Year-Old Uncle

question 149

Multiple Choice

Bob is twenty-five years old and has a forty-year-old uncle who has recently entered his second adolescence.Bob is close to his uncle,although the uncle does not provide Bob with any support.Within the past year,Bob's uncle has obtained a divorce,bought a large customized motorcycle,and begun smoking and drinking heavily.In addition,he patronizes bars known for periodic violence.Bob decides that taking out a life insurance policy on his uncle would be a good investment.In this situation:

• A) Bob has an insurable interest in his uncle, because of the close family relationship.
• B) Bob has an insurable interest, but only if he is named in his uncle's will to receive assets from his uncle's estate.
• C) Bob does not have an insurable interest, because he took out the policy only after his uncle's lifestyle change.
• D) Bob does not have an insurable interest, because the relationship is too remote, and he receives no support from the uncle.
• E) Bob does not have an insurable interest, because parents and children are the only persons who can have an insurable interest in the life of another person.

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Definitions:

Confused Thinking

A state where an individual experiences difficulty in understanding, concentrating, and making decisions, often reflective of underlying mental health issues.

Antipsychotics

Antipsychotics are medications primarily used to manage psychosis, including hallucinations, delusions, or disordered thought.

Deinstitutionalization

A policy or movement that involves releasing individuals with mental health conditions from psychiatric hospitals into community settings for treatment.

Homeless Individuals

People who lack stable and permanent housing, often living in shelters, on the streets, or in places not meant for human habitation.