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Reduction of the Principal
The process of paying down the initial amount borrowed in a loan, not including interest payments.
Six Months
A half-year period, often used in financial contexts to define loan durations, investment terms, or interest calculations.
Compounded Monthly
The process of calculating interest on an investment or loan on a monthly basis, with each month's interest added to the principal.
Car Buyer
An individual or entity that purchases a vehicle.
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