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If a universal defense is proven, the holder or HDC cannot recover on the instrument.
Mental Age
A measure of an individual's cognitive ability compared to the average cognitive ability for their actual age.
Binet And Simon
Alfred Binet and Theodore Simon, French psychologists who developed the first practical IQ test, the Binet-Simon test, to assess intellectual development in children.
Divergent Thinking
A creativity-inducing method or practice for generating fresh ideas by exploring a plethora of potential solutions.
Seven Distinct
Refers to a specific categorization that identifies seven unique or separate types or elements within a broader concept or framework.
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