If a Universal Defense Is Proven, the Holder or HDC

question 73

True/False

If a universal defense is proven, the holder or HDC cannot recover on the instrument.

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Definitions:

Cognitive-behavioral Therapy

A psychological treatment approach that addresses problematic thoughts and behaviors through a goal-oriented process.

Beck

Refers to Aaron T. Beck, an influential figure in the field of psychology known for his work on cognitive therapy and depression.

Ellis

Albert Ellis was an influential psychologist who founded Rational Emotive Behavior Therapy (REBT), a precursor to Cognitive Behavioral Therapy (CBT), focusing on identifying and changing irrational beliefs.

Stress-inoculation Therapy

A psychological therapy intended to help individuals develop skills to cope with stressful situations by anticipating and preparing for stressors.