In Which of the Following Consumer Credit Transactions Does the FTC

question 48

Multiple Choice

In which of the following consumer credit transactions does the FTC HDC rule apply?

• A)when the buyer signs a sales contract that includes a check
• B)when the buyer signs a sales contract that includes a promissory note
• C)when the buyer signs an installment sales contract that does not contain a waiver of defenses clause
• D)when the buyer arranges financing with a third-party lender

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Definitions:

Random Dispersion

A pattern of spacing of individuals within a population where the position of each individual is independent of others.

Interference Competition

Intraspecific competition in which certain dominant individuals obtain an adequate supply of the limited resource at the expense of other individuals in the population. Also called contest competition.

Contest Competition

A form of competition where individuals directly contest for resources through physical or behavioral interactions.

Density-Independent Factor

An environmental factor that affects the size of a population but is not influenced by changes in population density. Compare with density-dependent factor.