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Chance variation can be attributed primarily to:
Invest More Conservatively
To allocate resources, usually finances, into lower-risk investments with the expectation of earning a steady, but possibly lower, return.
Surrogate Parents
Individuals who act in place of a child's biological parents, providing care and nurturing.
New Technologies
Emerging or advanced technologies that are creating significant changes in society, industries, and the way individuals live and work.
Ethnic Groups
Communities or populations that share a common cultural heritage, ancestry, language, or history.
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