Instead of Depositing an "On Them" Check for Collection, a Depositor

question 13

Multiple Choice

Instead of depositing an "on them" check for collection, a depositor can physically submit the check for payment at the payer bank. This is called ________.

• A) provisional credit
• B) indorsement of the check
• C) presentment across the counter
• D) final settlement

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Definitions:

Ethical Behavior

Conduct that is consistent with agreed principles of moral and ethical standards, often involving honesty, integrity, fairness, and respect for others.

Social Norms

Unwritten rules or expectations for behavior within a social group, which shape individuals' actions and interactions.

Morally Justifiable

Actions or decisions that can be defended as right or acceptable according to ethical principles.

Unethical Purposes

The use of actions or strategies intended to promote personal or organizational gain through means that violate moral or professional principles.