Tim Has Been Approached by Kent Regarding Tim's Credit Card

question 48

Multiple Choice

Tim has been approached by Kent regarding Tim's credit card bill payment.Kent is aware of Tim's debt, and says he has come on behalf of the bank he owes to get assurance from Tim that he will repay the credit bill within a specific period of time.Kent is an outside agent who does not work for the bank.Which of the following legislations has the bank violated by contracting Kent to contact Tim?

• A)Fair Credit Reporting Act
• B)Fair and Accurate Credit Transactions Act
• C)Fair Credit and Charge Card Disclosure Act
• D)Fair Debt Collection Practices Act

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Definitions:

Mitochondrial DNA

The DNA located in the mitochondria, transmitted maternally, and used in genetic studies and evolutionary biology.

Lactase Retention

The continued production of the enzyme lactase into adulthood, allowing for the digestion of lactose found in milk; varies genetically among populations.

Herding

The practice of raising and managing groups of domesticated animals, often large herds of livestock, moved from place to place to graze on pasture.

Fishing

The act of catching fish from water bodies like rivers, lakes, or the ocean, either for sustenance, sport, or commercial purposes.