Helga Owns a Piece of Real Estate

question 3

Multiple Choice

Helga owns a piece of real estate.She goes to Stranton Lace Bank to obtain a loan against the property.The bank makes the loan but requires Helga to sign a mortgage pledging the property as collateral for the loan.The mortgage agreement appoints the bank as Helga's agent.If Helga defaults on her payments, the agreement permits the bank to sell the property and recover the amount of the loan from the sale proceeds.What kind of agency exists between Helga and the bank?

• A)agency coupled with an interest
• B)apparent agency
• C)agency by ratification
• D)incidental agency

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Definitions:

Physical Actions

Movements or gestures by the body that convey messages, express emotions, or perform tasks.

Extraneous Noise

Unnecessary or unrelated sounds that interfere with the primary signal or communication being attended to.

Personal Appearance

The physical external presentation of oneself, including clothing, grooming, and body language.

Backdrop Importance

The significance of a setting or background context in enhancing the understanding or impact of an event, story, or presentation.